Information about Klarna payments
Payment with Klarna
We offer various payment methods in our online shop in cooperation with Klarna Bank AB (publ), Sveavägen 46, 111 34 Stockholm, Sweden .
Klarna acts as the payment service provider and handles part or all of the payment processing. Klarna selects the available payment methods. There is no entitlement to use a specific Klarna payment method.
The purchase contract is still concluded exclusively with us, [insert name of your shop/company]. The claim is assigned to Klarna as part of a so-called genuine factoring arrangement . Payments are therefore to be made exclusively to Klarna .
Available payment methods via Klarna
✔ Klarna purchase on account
You pay the invoice amount within 14 days of shipment of the goods. The invoice will be sent to you via email directly from Klarna. Payment is processed exclusively through Klarna.
✔ Klarna installment purchase
You have the option of paying for your purchase in fixed or flexible monthly installments. The terms (e.g., interest rate, term, monthly installment) will be displayed during the Klarna checkout. Once completed, you will receive all the necessary payment information from Klarna.
✔ Klarna direct debit
The invoice amount will be automatically debited from your specified bank account after the goods have been shipped. The payment is handled by Klarna.
Requirements for using Klarna
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Minimum age: 18 years
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Matching billing and delivery addresses
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Successful credit and identity check by Klarna
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Residence in Germany, Austria or Cyprus (depending on activation)
Please note that we have no influence on Klarna's decision regarding the approval of certain payment methods. This decision is made automatically based on Klarna's internal data and creditworthiness criteria.
Data protection
Using Klarna as a payment service provider requires the transmission of your personal data to Klarna.
These include in particular:
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Name, address, date of birth
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Contact details (email, telephone number)
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Payment information
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Order information
Further information on data processing by Klarna can be found in Klarna’s privacy policy .
Klarna's Terms and Conditions and Customer Service
Note on assignment
When paying with Klarna, installment purchase , or direct debit , the seller assigns the payment claim to Klarna. A debt-discharging payment is only possible with Klarna . Please only use the payment information provided by Klarna.
Important: If you have any questions about your payment, invoice, reminder, or installment plan, please contact Klarna exclusively .